Auto Insurance The coverage includes : Third party liability and Property damage, Fire, Theft, Glass breakage, Natural catastrophes, Legal expenses, Personal accident and collision with zero deductible.  Zero deductible means that all damages to the vehicle are covered, even the small dents or scratches for which car rental companies routinely make you pay. This insurance is valid in the following countries : Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Luxembourg, Macedonia (FYROM), Malta, Morocco, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Tunisia, Turkey, United Kingdom; and the principalities : Andorra, Liechtenstein, Monaco and San Marino It is recommended you restrict your travels to the countries listed above. Outside of these countries you will assume full civil, property and legal liability for any incident that may occur and, in case of theft of the vehicle, Peugeot-Sodexa would immediately claim from you the full value of the car. Here is a summary of the insurance coverage: Third Party Liability   There is no financial limit, except for material damages resulting from a fire or explosion, which is covered up to 457 350 euro. Material damage and/or bodily injury caused to third party, including passengers transported free of charge in the insured vehicle when the insured vehicle is the cause of the accident and the driver's liability is engaged. Fire Destruction or deterioration of the insured vehicle following a fire, explosion or lightning. Theft On the conditions that:  - the territorial limits specified in the practical memento are respected  - and the insurer receives the original police report The theft or attempted theft of the insured vehicle.  The theft or attempted theft of elements of the vehicle even if the latter is not stolen.  Attempted theft is characterized by material traces; forced entry, broken glass, etc. Broken Glass Breakage, whatever the cause, of the, - windshield - rear window - latteral window - door window - headlight and fog lamp optics Natural Catastrophes Occurring only in France Direct material damage caused by abnormal intensity of a natural agent (floods, storms, etc.).  The guarantee becoms effective after publication of an inter-ministerial decree. Legal Protection Defense of the insured when brought before a court following damage covered under the "Third Party Liability Coverage".  The coverage is granted up to 4 573 euros.  Fines are excluded from this coverage. Driver's Guarantee The prejudice incurred by the driver of the insured vehicle, independently of the liabilities incurred.  The guarantee ceiling is 152 449 euros. Physical Damage to Insured Vehicle with zero deductible Collision with a vehicle belonging to an identified person. Impact between the insureds vehicle and a fixed or moving body. Overturning without prior collision. Personal Accident by seat (limited to the number of seats indicated on the registration card) - Death:  7 600 euro - Total Permanent Disability: 7 600 euro - Medical Expenses: 760 euro - See also under "Third Party Liability"